How to speak money: becoming fluent in the world's most important language

Do you speak money? You should. It is the worlds most important language. Itsspoken everywhere. Speakingor at least understandingthis language allows you to follow the real conversations in politics, business, and at work. Understanding money and speaking the language fluently is critical to preparing for a comfortable retirement, building a small business, planning for college and a career for your children. Everyone speaks it differently, with different dialects. Some are riskier than others. Some want to save their money; others want to see it grow. There is no one accent, but understanding the differences will make couples, business partners, and coworkers happierand wealthier. Authors and CNN financial experts Ali Velshi and Christine Romans speak the global language of money and translate it every day for hundreds of thousands of viewers.And they are here to teach you, too. Its easier to learn than you might think. Speaking money affects every area of your life. Its more than simply your savings or the investments you may have. It involves the way you think about money, the way you teach your children about it, and the way you were taught about it yourself. Its about the way you spend it, save it, invest it, use it, need it and want it. The book will: Shed light on the male and female spending and investing disparity Discuss emerging international economies Weigh the financial hurdle of student debt culminating in a successful job Explain how to budget wisely and build wealth Show how to plan appropriately for retirement How to Speak Money is an easy-to-read, practical book that helps readers become fluent in the worlds most universal language. ÍNDICE: Introduction Chapter 1 The Big Picture Money Is Everywhere Understanding Money Where Are You? Getting Where You Want to Go Getting Started The Key to Wealth: Live Below Your Means Change with the Times It's Up to You Different Strokes, Different Folks Making Your Plan Chapter 2 We Fight About Money, Too A Failure to Communicate How Do You Have a Difficult Conversation? Chapter 3 Gendernomics Shifting Roles Are You Sure We're Talking About the Same Thing? Why Do Smart People Buy Stupid Things? Women and Investing Gendernomics inthe Workplace Chapter 4 Speaking Money Around the World A Brief History Climbing Up the Ladder A Fish Story Globalization: Good or Bad? What Goes Around Comes Around Who's Zooming Who? Chapter 5 Speaking Money at Work Dirty Jobs Green Jobs Women and Work Getting a Job The Long-Term Unemployed You Wanna Start Something? Not-so-happy Campers Chapter 6 Speaking Money on Campus High School Then, College Today A College Degree Never Hurt Anyone The Future Starts in Grade School Education for Life How Should You Look at College? Thinking of Changing Fields? Chapter 7 Speaking Money in the Market Cash Equivalents Let's Speak Bonds Price vs. Yield The World of Stocks International Investing Stepping into the Market Mutual Funds Index Funds Exchange Traded Funds (ETFs) Do Your Homework! Chapter 8 Speaking Money to Investment Principles Principle #1: There is a Direct Relationship between Risk and Return Principle #2: Time is your Friend Principle #3: Diversification Lowers your Risk and Improves your ReturnAsset Allocation: The Key to Results Chapter 9 Speaking Money in Your Own Portfolio Your Investment Questionnaire Your Model Portfolios The Importance of Rebalancing Financial AdvisorsYes or No? Chapter 10 Speaking Money on the Home Front Buying a Home Rent vs. Buy: One Man's Story What If You're Selling? WhenIs the Best Time to Buy? Chapter 11 Speaking Money on Budget Software Makes Budgeting Easier Here Comes the Rain What Does it Cost to Live? Getting Out of Debt Chapter 12 Speaking Money in Retirement The Historical Perspective Retirement Is Expensive Programs to Fund Your Retirement Play a Waiting Game Social Security: The Nation's Safety Net Summing It Up Living Your Golden Years Afterword Bibliography About the Authors Index

• ISBN: 978-1-118-11495-7
• Editorial: John Wiley & Sons
• Encuadernacion: Cartoné
• Páginas: 224
• Fecha Publicación: 19/10/2011
• Nº Volúmenes: 1
• Idioma: Inglés